4-1-1 ABOUT HEALTH INSURANCE

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4-1-1 ABOUT HEALTH INSURANCE

What is Nevada Health Link?

Nevada Health Link is an organization created by the State of Nevada to help you find a health insurance plan that fits your needs and your budget. Through Nevada Health Link, individuals can shop for, compare and purchase health insurance plans that are income based.

Nevada Health Link connects individuals to a variety of insurance plans from different health insurance companies, as well as offers tools and resources to help you choose the plan that’s right for you. Nevada Health Link is the only health insurance resource that can provide you with federal tax credits and subsidies to help cover the cost of your insurance.

In 2010, the U.S. government passed a law that aims to cut the cost of health insurance and increase the number of people with health insurance. This new law requires everyone to have health insurance. If you don’t have insurance or government health coverage, you will pay a fine on your federal taxes. Nevada Health Link can help protect you from these federal fines by helping you find the right insurance coverage.

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So What is Health Insurance Marketplace?

It offers affordable (lower cost) private health insurance to individuals, families, and small businesses. Health insurance is offered by private companies. Health Insurance Marketplace simplifies the process of buying health insurance. The applicant needs to fill only one application to see all options. The marketplace is administered by federal or state government. The marketplace is divided into two parts.

Here at Capital Auto Insurance we offer affordable health insurance plans that are right for you and your family without breaking the bank! Best way to get a health plan quote is by making an appointment with one of our licensed agents. Call or Come in at our Reno location as well as the Carson City location. Remember open enrollment begins as of November 1st

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3 reasons why it’s important to update and compare health coverage plans for 2017:

  • Accurate Savings: Your 2017 health care savings are based on your expected 2017 income, not last year’s. If you don’t update your information, your premium tax credit and other savings could be wrong for 2017. This means you could wind up paying more for your monthly premium or owing when you file your taxes.
  • Best Plan for You: You may be automatically enrolled for 2017, but this may not be the best way to get a health insurance plan that works for you, with the right savings. If you don’t renew or enroll in a plan by December 15, 2016, you may be automatically enrolled in the same or a similar plan. Even if you want that plan, you should still update your information and see all the plans available to you for 2017. You can do this as soon as November 1.
  • New Plans: New, affordable plans that meet your needs and budget may be available this year. You may find 2017 health plans that better meet your needs and budget — especially if you’ve had or expect income or household changes.

3 tips to a healthier you

  1. Practice preventive care. Staying healthy increases the chances you’ll be there for your family and friends for many years to come.
  2. Understand what providers are covered by your health plan and where to go for care. Some plan types allow you to use almost any doctor or health care facility. Others limit your choices or charge you more if you use providers outside their network. Check with your plan for more information on what providers you can use and what your costs will be.
  3. Find a doctor you can trust. Choosing the right provider is one of the most important decisions you’ll make about your health care, and finding the right one can take a little work.

Top tips for healthy living:

  • Don’t Skip Meals It is important to eat three balanced meals every day. Don’t skip meals earlier in the day in attempt to “save” your calories for an indulgent lunch or dinner. Always eat breakfast within 60 to 90 minutes of waking up, and then have something to eat every 3 to 4 hours after that (stopping with suppertime). Eating regular balanced meals throughout the day keeps your metabolism going and blood sugar stable. You will also be less likely to overindulge later on.
  • Watch Your Alcohol Alcohol has no nutritional value; therefore, it contains empty calories. While you don’t have to eliminate alcohol, try to keep it to no more than four to six drinks per week if you’re trying to keep your weight down. Try to avoid sweet and fancy cocktails, like those that have sugar on the rim. These are usually filled with tons of sugar, fat and calories. Instead, stick with ultra low-carb beer, a glass or two of wine, or mixed drinks that use club soda or sparkling water (you can also try adding lemon or lime). Straight drinks can also be a good option but just remember that, ounce for ounce, the stronger the alcohol content, the heftier the calorie count, so be mindful of how much you down.
  • Incorporate Exercise While this time of year is always busy, there is no excuse for letting your exercise plan go to the wayside. Make time for a minimum of 30 minutes of exercise 3 to 5 days a week. If you can’t get to the gym, aim to get in at least 10,000 steps for the day! Staying active will not only burn calories but it will keep your energy levels up, boost your confidence, and reduce stress.

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The easiest way to lose weight and improve your health?

Ditch the white stuff! Most white foods (bread, rice, pasta, sugar, flour) are primarily made up of refined carbs and empty calories, so cutting them out of your diet is one of the quickest ways to shed pounds and improve your well-being. If you don’t eat right when you wake up, your body senses a famine is coming and slows your metabolism to compensate. Then, when your body is presented with food later, it’s ravenous and wants to pack it in, leading to bingeing with a slow metabolism—a recipe for weight gain.

 

By | 2017-05-15T13:58:38+00:00 October 12th, 2016|